Standard Chartered Emirates World Credit Card vs HDFC Superia Card
Joining Fees
₹3,000
₹1,000
Editor's Rating
3.1
3.8
Key Features
- On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
- Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
- Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
- Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
- Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.
- Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc. and save up to Rs. 8000 a year.
- Redeem points for miles with over twenty international airlines through KrisFlyer, Singapore Airline's frequent flyer programme
- Enjoy gaining 50% more reward points at premium restaurants
- On fuel transactions, you'll avail 1% Fuel Surcharge waiver
- Enjoy Revolving Credit at a nominal interest rate
Editor's Review
Pros
- Earn miles on every transaction
- Airport Lounge access
- Cashback on Duty-Free purchases
Cons
- Interest rate is high
- Annual fee/renewal fee is high
Pros
- Complimentary Priority Pass Membership.
- Avail zero liability on the lost card after reporting the loss
- Get first year's membership for free by spending Rs. 15,000 within the first 90 days
Cons
- High-interest rate
- No golf privileges
