Standard Chartered Emirates World Credit Card vs HDFC Diners Club Privilege Credit Card

Joining Fees

₹3,000

₹2,500

Editor's Rating

3.1

4.3

Key Features

  • On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
  • Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
  • Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
  • Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
  • Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.
  • Complimentary annual memberships availed from the following partners upon achieving annual spend milestone of Rs 5 Lakhs at the time of card anniversary- Zomato Gold, Amazon Prime, MakeMyTrip Double Black, Times Prime, BigBasket Star
  • Monthly Milestone: Avail chance of complimentary choice of any one benefit amongst Ola Select or cure.fit Live 1 month membership or BookMyShow or TataCLiQ vouchers worth Rs. 500 each on spends of Rs. 40,000 in a calendar month
  • Exclusive discounts at leading spas, salons, and gyms
  • Complimentary golf games (2 per quarter) across the finest courses around the globe
  • 24/7 Concierge Services 
  • Insurance Benefits 

Editor's Review

Pros

  • Earn miles on every transaction
  • Airport Lounge access
  • Cashback on Duty-Free purchases

Cons

  • Interest rate is high
  • Annual fee/renewal fee is high

Pros

  • Complimentary annual memberships of Amazon Prime, Zomato Gold, MMTDOUBLEBLACK, Times Prime and BigBasket Star
  • 12 Complimentary Airport lounge access to 1000+ Lounges in India and globally for primary and add-on 
  • 4 Reward Points for every Rs. 150 spent

Cons

  • No complimentary offers for movie tickets 
  • High Annual Fees
  • No Cashback on online spends 


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