Standard Chartered Emirates World Credit Card vs Doctor’s SBI Credit Card

Joining Fees

₹3,000

₹1,499

Editor's Rating

3.1

3.4

Key Features

  • On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
  • Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
  • Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
  • Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
  • Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.

 

  • E-Gift Voucher from Yatra.com/Bata/Shoppers Stop worth Rs. 5,000 on achieving annual spends of Rs. 5 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • 4 complimentary visits per year to International Airport Lounges outside India (max. 2 visits per quarter)
  • Access to 1000+ Airport Lounges worldwide
  • 8 complimentary Domestic Airport Lounges visits per year in India (max. 2 visits per quarter) 

Editor's Review

Pros

  • Earn miles on every transaction
  • Airport Lounge access
  • Cashback on Duty-Free purchases

Cons

  • Interest rate is high
  • Annual fee/renewal fee is high

Pros                                                                                                                

  • Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
  • Reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
  • Renewal fee reversed if the annual spendings cross Rs 2,00,000

Cons 

  • No Golf/Coaching sessions
  • Usage fee of $27 + applicable taxes will be charged on the Doctor’s SBI Card after you have exhausted the complimentary visits


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