Standard Chartered Emirates World Credit Card vs Club Vistara SBI Card PRIME

Joining Fees

₹3,000

₹2,999

Editor's Rating

3.1

2.5

Key Features

  • On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
  • Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
  • Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
  • Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
  • Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.
  • Comprehensive Insurance Cover of 6 cancellations per year, each limited to Rs. 3,500
  • Lost card liability cover up to Rs. 1 lakh
  • Air Accident Cover up to Rs 1 Cr
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI 

Editor's Review

Pros

  • Earn miles on every transaction
  • Airport Lounge access
  • Cashback on Duty-Free purchases

Cons

  • Interest rate is high
  • Annual fee/renewal fee is high

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • 1 Premium Economy ticket E-Gift Voucher 
  • 8 complimentary Domestic Airport lounges access 
  • Complimentary credit card Fraud Liability Cover of Rs.1 lakh

Cons 

  • No Golf/coaching sessions


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