On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.
Avail exclusive travel privileges by logging on to irctc.co.in
Book airline tickets with IRCTC at unbeatable prices
Enjoy the wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
Get accommodation at over 5,000 hotels, covering 350 cities in India
Editor's Review
Pros
Earn miles on every transaction
Airport Lounge access
Cashback on Duty-Free purchases
Cons
Interest rate is high
Annual fee/renewal fee is high
Pros
4 complimentary railway lounge access in a quarter to participating lounges in India
Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
Purchase tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn 10% Value back as Reward points
Cons
No Airport Lounge Access
More comparisions with Standard Chartered Emirates World Credit Card