Standard Chartered Emirates World Credit Card vs Citi Prestige Credit Card
Joining Fees
₹3,000
₹20,000
Editor's Rating
3.1
4.1
Key Features
- On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
- Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
- Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
- Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
- Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.
- Get benefits worth Rs. 38,000+ in the first year
- Welcome Bonus Miles worth Rs. 4,500
- Taj Group/ ITC Hotels Vouchers of Rs. 10,000
- Reward Points worth Rs. 24,000 on annual spends
Editor's Review
Pros
- Earn miles on every transaction
- Airport Lounge access
- Cashback on Duty-Free purchases
Cons
- Interest rate is high
- Annual fee/renewal fee is high
Pros
- Never expiring reward points
- Epicure Plan of Taj InnerCircle membership
- Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
- Instantly Pay with Points at select partners
Cons
- High Annual Membership Fee of Rs. 20,000 + taxes
- High-interest rate
