Standard Chartered Emirates World Credit Card vs Axis Bank Ace Credit Card
Joining Fees
₹3,000
₹499
Editor's Rating
3.1
4.4
Key Features
- On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
- Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
- Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
- Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
- Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.
- Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
- Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
- Get 4% cashback on Ola, Zomato, and Swiggy
- Get 1.5% cashback on all other spends
- 4 complimentary domestic airport lounge access per calendar year
- Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
- Get up to 15% off at 4000+ partnered restaurants in India
- Easily convert transactions of Rs. 2,500 or more into EMI
Editor's Review
Pros
- Earn miles on every transaction
- Airport Lounge access
- Cashback on Duty-Free purchases
Cons
- Interest rate is high
- Annual fee/renewal fee is high
Pros
- Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay, and 4% cashback on Ola, Zomato, and Swiggy
- Get 1.5% cashback on all other spends
- 4 complimentary domestic airport lounge access per calendar year
Cons
- No rewards benefits
- No golf and movie benefits
- No international lounge access
