The annual fee of Rs. 350 will break waived off on spends of Rs. 50,000 or more in the previous year
Flat 20% instant discount on domestic and international hotel bookings. Avail max discount of Rs 5000 and Rs 10000 respectively
Flat 10% off on domestic and international flight bookings. Get max discount of Rs 1000 and Rs 5000 respectively
Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
1 domestic lounge access per calendar quarter and 2 international lounge access per year
Get 2x reward points for every Rs. 100 spent on all other category of retail spends
Get supplementary credit card with the same benefits
Contactless Credit Card
Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees
You’ll receive Welcome Benefit of 500 Cash Points that’s applicable only on the payment of the membership fee
In the first 90 days, spend Rs. 20000 or above and get first-year membership fee waived off
Accumulate and redeem reward points for cash-back against outstanding amount on your Credit Card (100 points = Rs. 20)
In the first year, spend Rs. 50,000 or above and get renewal membership fee waived off
Earn 2 Reward Points on every Rs 150 spent
Every quarter receive a gift voucher worth Rs. 500 on spends of Rs 50,000. Get up to Rs. 2,000 worth of gift vouchers in a year
While doing online shopping, earn 4 reward points for every Rs 150 you spend online with the card. (With effect from 15th July 2020, customers can get up to 500 Reward Points per statement cycle for the online spends, under the 2X RP feature.)
Spend Rs 50,000 in a Quarter and avail Rs 500 worth E-Voucher
Renew membership for free by just spending Rs. 50,000 in a year before the renewal date
1% fuel surcharge waiver at any fuel stations in India, on minimum transaction Rs. 400 and Max CashBack of Rs. 250 per statement cycle
If your HDFC Moneyback Credit Card gets lost, report immediately and avail zero liability on any fraudulent transactions made on the Credit Card
Rewards Rate:
Reward Points accumulated can be redeemed against statement balance at the rate 1 RP = Rs. 0.20
Reward Points can even be used to redeem against travel benefits such as Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal: 1 CashPoint = Rs. 0.25
Editor's Review
Pros
Flat 20% instant discount on domestic and international hotel bookings, and flat 10% off on domestic and international flight bookings
Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
1 domestic lounge access per calendar quarter and 2 international lounge access per year
Cons
No Golf benefits
No fuel benefits
No welcome benefits
Pros
Zero liability on the lost card if reported immediately
With the EMV Chip technology presented in the card, stay protected against fraud
Avail up to 50 days of the interest-free period from the date of purchase, and enjoy Revolving Credit at a nominal interest rate
Cons
The Reward points are only valid for 2 years
No complimentary Airport Lounge Access
High-interest rate of 3.49%
More comparisions with Standard Chartered EaseMyTrip Credit Card