Standard Chartered DigiSmart Credit Card vs Standard Chartered Platinum Credit Card
Joining Fees
₹49
₹250
Editor's Rating
3
3.6
Key Features
- Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
- Buy One Get One (BOGO) movie ticket free at INOX
- Get 15% cashback on Ola cabs
- Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options
- Enjoy the benefit of 5x reward points on dining and fuel spends
- Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
- For every Rs. 150 spent on all other categories, avail 1 reward point
- Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
- Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges
Editor's Review
Pros
- Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
- 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
Cons
- No Complimentary Airport Lounge access
- No Fuel Surcharge Wavier
- No Golf/coaching sessions
Pros
- Get more out of your spends with the Standard Chartered Platinum Rewards credit card
- Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
- Transfer card balance up to Rs. 5 Lakh at attractive interest rate
Cons
- High-interest rates
