Standard Chartered DigiSmart Credit Card vs PVR Kotak Gold Credit Card

• Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
• Buy One Get One (BOGO) movie ticket free at INOX
• Get 15% cashback on Ola cabs
• Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options

• Obtain 15% Cash-back on Food and Beverages at PVR
• Obtain 5% Cash-back on Movie tickets at PVR Box Office
• No Joining Fee for the first year
• Insurance Cover for Lost or Stolen Cards: PVR Gold Amount Insured per year Rs. 50,000

Pros

• Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
• 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
• Transfer card balance up to Rs. 5 Lakh at an attractive interest rate

Cons

• No Complimentary Airport Lounge access
• No Fuel Surcharge Wavier
• No Golf/coaching sessions

Pros

• Avail 1 free PVR ticket every month on spends of Rs. 10,000 ( each ticket up to Rs.400)
• Avail 2 free PVR tickets every month on spends of Rs. 15,000

Cons

• No complimentary Golf lessons/green 
• No complimentary Airport Lounge access