Standard Chartered DigiSmart Credit Card vs Axis Bank Cashback Credit Card

• Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
• Buy One Get One (BOGO) movie ticket free at INOX
• Get 15% cashback on Ola cabs
• Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options

• Welcome Benefits include getting EDGE Reward points worth Rs. 1000 upon first transaction within 30 days of card issuance
• Get up to 7% cashback on online spends. Spending more will enable you to unlock higher cashback
• Get up to Rs. 4,000 per statement month
• Monthly net spends are split into below brackets:

A. Avail 2% cashback for spends up to Rs. 5000

B. Avail 5% cashback for spends more than Rs. 5000 and less or equal to Rs. 40,000

C. Avail 7% cashback on spends more than Rs. 40,000

• Get unlimited base cashback of 0.75% on all offline and travel related spends
• Avail 0.5% cashback up to Rs. 100 on utilities bill payments
• Spend Rs. 4,00,000 and above in an anniversart year to be eligible for annual fee waiver
• Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program
• Cashback gets credited before next statement with no mininmum account requirement

Pros

• Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
• 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
• Transfer card balance up to Rs. 5 Lakh at an attractive interest rate

Cons

• No Complimentary Airport Lounge access
• No Fuel Surcharge Wavier
• No Golf/coaching sessions

Pros

• Get up to 7% cashback on online spends
• Base cashback on utility spends
• Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program

Cons

• Minimal cashback on offline spends
• No airport lounge access
• No fuel surcharge waiver