Spar SBI Credit Card vs Yatra SBI Card

Spar SBI Credit Card
Spar SBI Credit Card
SBI · Visa
2.5
₹499 / Joining Fees
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VS
Yatra SBI Card
Yatra SBI Card
SBI · Mastercard
2.6
₹499 / Joining Fees
Apply Now →
Fees
SBI
SBI
Joining Fees
₹499
₹499
Renewal Fees
₹499
₹499
Network
Visa
Mastercard
Editor's Review
2.5
2.6
Free Lounge Access
Yes
No
Features
Spar SBI Credit Card
  • Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
  • On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
  • On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
  • Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
  • 1% fuel surcharge waiver 
Yatra SBI Card
  • Obtain Rs. 1,000 off on domestic flight bookings. Discount available on minimum transaction of Rs. 5,000
  • Obtain Rs. 4,000 off on international flight bookings. Discount available on minimum transaction of Rs. 40,000
  • Get 20% off on domestic hotels (Discount available on minimum transaction of Rs. 3,000, and Max. discount of Rs. 2,000)
  • Earn 6 Reward Points on every Rs. 100 spend on Grocery, Departmental Stores, Dining, Movies, Entertainment and International spends
  • Obtain Complimentary Air Accident cover of Rs. 50 lakh
Editor's Review
Spar SBI Credit Card

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees 
  • Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
  • Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores                       

Cons 

  • No Golf/coaching sessions
  • Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes 
Yatra SBI Card

Pros

  • To avail a lower rate of interest and repay in EMIs, just transfer the outstanding balance on your other bank’s credit card to your Yatra SBI Card

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