Spar SBI Credit Card vs Shoppers Stop HDFC Bank Credit Card

Spar SBI Credit Card

Shoppers Stop HDFC Bank Credit Card

Joining Fees

₹499

₹299

Editor's Rating

2.5

3.7

Key Features

Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
1% fuel surcharge waiver

Get 3% Reward points on every Shoppers Stop spends
Get 1% Reward points on every Non-Shoppers Stop spends
Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
Convert big spends into EMI after purchase
The Shoppers Stop HDFC Bank Credit Card is equipped with contactless payment technology for added convenience and speed
Link the RuPay credit card with UPI and avail Scan and Pay for all transactions

Editor's Review

Pros

Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores

Cons

No Golf/coaching sessions
Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes

Pros