Compare Shoppers Stop HDFC Bank Credit Card vs IDFC FIRST Wealth Credit Card

Get 3% Reward points on every Shoppers Stop spends
Get 1% Reward points on every Non-Shoppers Stop spends
Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
Convert big spends into EMI after purchase
The Shoppers Stop HDFC Bank Credit Card is equipped with contactless payment technology for added convenience and speed
Link the RuPay credit card with UPI and avail Scan and Pay for all transactions

Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
Avail 10X Reward Points on all transactions above Rs. 20,000
Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
4 complimentary Railway Lounge visits every calendar quarter
Low foreign exchange mark-up fee of 1.5%
20% discount on 1500+ Restaurants
15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399

Pros

Cons

Pros

Lifetime free credit card
Complimentary Airport and Railway lounge access
Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.

Cons

No milestone benefits
Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
Interest-free cash withdrawal available for 48 days only