Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
1% fuel surcharge waiver
Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
10X Reward Points on purchases greater than Rs.20,000
6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
4 complimentary domestic lounge access per quarter
4 complimentary Railway lounge access every quarter
Low foreign exchange mark-up fee of 1.99%
20% discount on 1500+ Restaurants
15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Cons
No Golf/coaching sessions
Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes
Pros
10X Rewards on all spends done on your Birthday
Reward points will never expire
Comprehensive Travel Insurance Cover of Rs. 22,500
Cons
Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
Interest-free cash withdrawal available for 48 days only
The dining benefits provided by the card are satisfactory but not that great