Spar SBI Credit Card vs HDFC Bank Platinum Plus Credit Card
Joining Fees
₹499
₹500
Editor's Rating
2.5
2.5
Key Features
- Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
- On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
- On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
- 1% fuel surcharge waiver
- Get 2 reward points for every Rs. 150 spent
- Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
- Avail up to three add-on cards for free
- With the EMV Chip technology in the card, stay protected against fraud
- Zero liability on lost card if reported immediately
- 50 days of interest-free credit
- Pay utility and phone bills with ease by registering the card for SmartPay
Editor's Review
Pros
- Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
- Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Cons
- No Golf/coaching sessions
- Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes
Pros
- 2 reward points for every Rs. 150 spent
- Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
- Zero liability on lost card if reported immediately
Cons
- No golf benefits
- No fuel benefits
- No airport lounge access
