Spar SBI Credit Card vs Axis Bank MY Zone Easy Credit Card

Spar SBI Credit Card
Spar SBI Credit Card
SBI · Visa
2.5
₹499 / Joining Fees
Apply Now →
VS
Axis Bank MY Zone Easy Credit Card
Axis Bank MY Zone Easy Credit Card
Axis Bank · Visa
3.4
₹500 / Joining Fees
Apply Now →
Fees
SBI
Axis Bank
Joining Fees
₹499
₹500
Renewal Fees
₹499
₹500
Network
Visa
Visa
Editor's Review
2.5
3.4
Free Lounge Access
Yes
No
Features
Spar SBI Credit Card
  • Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
  • On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
  • On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
  • Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
  • 1% fuel surcharge waiver 
Axis Bank MY Zone Easy Credit Card
  • 25% Cashback on online and box office movie ticket purchase
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • 15% discount at restaurants with Dining Delights
Editor's Review
Spar SBI Credit Card

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees 
  • Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
  • Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores                       

Cons 

  • No Golf/coaching sessions
  • Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes 
Axis Bank MY Zone Easy Credit Card

Pros

  • Get the My Zone Easy Credit Card against the FDs with Axis Bank
  • 4 points with every Rs. 200 spent
  • 25% cashback on movies

Cons            

  • No Golf/coaching sessions
  • No airport lounge visits

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