Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
1% fuel surcharge waiver
Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
Avail 1 reward point for every Rs. 100 spent on other categories
Avail 0.5% of the card bill payment as cash-back in the next statement
Spend Rs. 6,000 within 60 days and Rs. 35,000 in a year for reversal/waiver of annual fees
1% fuel surcharge waived for fuel transactions between Rs. 400 - Rs. 5,000 (Max. waiver of Rs. 250 per month)
Redeem the earned reward points as cash-back and other exciting options
Convert purchases of more than Rs. 2,500 on the card into easy EMIs of 6/12 months
3 lifetime free add-on cards
Free Personal Accidental Death Cover
Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
Avail 50 days of interest free credit from the date of any purchase
Pay Minimum Amount Due and finance your spends as per your convenience
Editor's Review
Pros
Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Cons
No Golf/coaching sessions
Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes
Pros
Easy EMI Option
First year Fee: Spend 6,000 on the card within 60 days for fee reversal
Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver