Spar SBI Card SELECT vs Standard Chartered Platinum Rewards Credit Card

Joining Fees

₹1,499

₹250

Editor's Rating

2.5

4

Key Features

  • On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
  • On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points 
  • On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
  • With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
  • The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home
  • Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
  • Earn 1 reward point for every Rs. 150 spent on all other categories
  • Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
  • Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
  • This is a Contactless credit card
  • Enjoy the enhanced security for online transactions through 3D secure OTP verification
  • Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
  • Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
  • Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
  • Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
  • Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)            

Cons 

  • No Golf/coaching sessions
  • Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits

Pros

* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)

* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions

* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

Cons

* No complimentary airport lounge access

* No fuel surcharge wavier

* No golf/coaching sessions


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