Spar SBI Card SELECT vs HDFC Bank Teachers Platinum Credit Card

Spar SBI Card SELECT

HDFC Bank Teachers Platinum Credit Card

Joining Fees

₹1,499

₹500

Editor's Rating

2.5

3.55

Key Features

On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home

Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
On Weekdays get 2 reward points for every Rs. 150
Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
Zero liability on lost card
Get up to 3 lifetime free add-on cards
With the EMV Chip technology in the card, stay protected against fraud

Editor's Review

Pros

Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)

Cons

No Golf/coaching sessions
Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits

Pros

Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
On Weekdays get 2 reward points for every Rs. 150

Cons