Spar SBI Card SELECT vs American Express® Platinum Reserve

Spar SBI Card SELECT

American Express® Platinum Reserve

Joining Fees

₹1,499

₹10,000

Editor's Rating

2.5

3.7

Key Features

On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home

Welcome Gift of 11,000 Bonus Membership Rewards Points
Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
Complimentary access to leading Golf courses in India

Editor's Review

Pros

Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)

Cons

No Golf/coaching sessions
Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits

Pros

Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
Avail movie or online shopping vouchers worth Rs.6,000 per year
Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
Redeem the Points for over 500 options that include travel, dining, accessories and more

Cons