Welcome Gift of 11,000 Bonus Membership Rewards Points
Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
Complimentary access to leading Golf courses in India
Renew the credit card’s membership for free by spending Rs 50,000 in a year
Get 2 reward points for every Rs. 150 spends
Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
Avail 50% more reward points at premium restaurants
Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs.6000 per month)
Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
Zero liability on lost card after reporting the loss
Avail up to 50 interest-free days from date of purchase
Enjoy Revolving Credit at nominal interest rate
50 days of interest-free credit
Editor's Review
Pros
Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
Avail movie or online shopping vouchers worth Rs.6,000 per year
Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
Redeem the Points for over 500 options that include travel, dining, accessories and more
Cons
Poor reward structure
Absence of bonus reward points on milestone spends
High-interest rates
High Annual Fee
Pros
Get 2 reward points for every Rs. 150 spends
Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
Cons
No movie benefits
No golf benefits
No international and domestic lounge access
More comparisions with American Express® Platinum Reserve