Spar SBI Card SELECT vs Spar SBI Credit Card
Joining Fees
₹1,499
₹499
Editor's Rating
2.5
2.5
Key Features
- On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
- On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
- With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
- The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home
- Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
- On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
- On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
- 1% fuel surcharge waiver
Editor's Review
Pros
- Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
- Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)
Cons
- No Golf/coaching sessions
- Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits
Pros
- Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
- Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Cons
- No Golf/coaching sessions
- Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes
