Spar SBI Card SELECT vs Kotak Wealth Management Infinite Credit Card

Joining Fees

₹1,499

₹0

Editor's Rating

2.5

3.6

Key Features

  • On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
  • On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points 
  • On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
  • With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
  • The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home
  • Personalised Card Design: Kotak Wealth Management Infinite Credit Card will be designed after you, which means it’ll carry a unique handcrafted illustration of the cardholder image on the face of the card
  • Higher Credit Limit: Avail minimum credit limit of Rs. 10 Lakh and an instant credit limit increase offer to support big purchases through an additional spending limit
  • Access to International Events: Get access to the world’s most prestigious events with privileges like preferred seating, champagne receptions, invite to after-event party, celebrity autograph and many more
  • Get to enjoy special invites to premium events in dining, entertainment, art & fashion categories

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
  • Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
  • Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)            

Cons 

  • No Golf/coaching sessions
  • Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits

Pros

  • 2 complimentary round of golf in a month for the cardholder. The cardholder can also invite two friends for a complimentary round once in a quarter
  • Avail 800 Reward points worth Rs 800 free every month
  • 4 complimentary visits every quarter to Visa lounges only in India

Cons

  • This Credit Card is a “by-invite-only”


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