Spar SBI Card SELECT vs SBM ZET Credit Card

• On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
• On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points 
• On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
• With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
• The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home

• Minimum FD of Rs. 2,000 is required to obtain this secured credit card
• Earn up to 7% Interest on FD
• Credit limit: 90% of FD amount
• A lifetime-free credit card with no renewal fees
• No Income Proof- Easy application with no credit history required
• Exclusive Discounts: Rewards and discounts you’ll love
• Zero interest for 45 days on UPI payments
• 5% Rewards on Amazon
• 8% Rewards on Flipkart
• 20% Rewards on Myntra
• Enjoy up to 15% Rewards on All Major Platforms
• Up to 20% off on Swiggy, Zomato, and BookMyShow

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
• Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
• Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)            

Cons 

• No Golf/coaching sessions
• Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits

Pros

• Earn up to 7% Interest on FD
• 5% Rewards on Amazon, 8% Rewards on Flipkart, 20% Rewards on Myntra, and up to 15% Rewards on All Major Platforms
• Up to 20% off on Swiggy, Zomato, and BookMyShow

Cons

• No travel benefits
• No golf benefits
• No complimentary domestic or international airport lounge access