Spar SBI Card SELECT vs Citi Rewards Credit Card

Spar SBI Card SELECT

Citi Rewards Credit Card

Joining Fees

₹1,499

₹1,000

Editor's Rating

2.5

4.1

Key Features

On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home

Earn minimum 1 reward point for every 125 on all purchases
Gain 10X reward points at online, physical department, and apparel stores
Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
Instant Loans

Editor's Review

Pros

Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)

Cons