Spar SBI Card SELECT vs Apollo SBI Card
Joining Fees
₹1,499
₹499
Editor's Rating
2.5
3.2
Key Features
- On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
- On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
- With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
- The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home
- Get complimentary Apollo Gold Tier Membership
- Get 3X Reward Points on every Rs. 100 spent on all Apollo services
- Get 10% Instant Discount at Select Apollo Services
- On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points
Editor's Review
Pros
- Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
- Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)
Cons
- No Golf/coaching sessions
- Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits
Pros
- Convert Reward Point into Health Credits
- Get 10% Instant Discount at Select Apollo Services
- Complimentary Apollo Gold Tier Membership
Cons
- The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
- The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
- No Golf/coaching sessions
