Compare Spar SBI Card PRIME vs American Express® Platinum Card

Cumulative milestone benefits up to 58,000 RP worth Rs 14,500
On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points
On annual spends of Rs 100,000 across all Landmark Stores, earn 12,000 bonus Reward Points
1% Fuel Surcharge Waiver

Earn 1,00,000 Welcome Bonus Membership Rewards® Points
Benefits worth Rs. 37,000 every time one book at one of the 1000+ properties under the Fine Hotels & Resorts collection. Get 25% off at Taj, SeleQtions and Vivanta Hotels
REMAIN PROTECTED WITH BENEFITS UP TO Rs. 20,000 BY AVAILING:

A. Air Accident Insurance

B. Overseas Medical Insurance

C. Purchase Protection

D. Wallet Protection

24X7 CONCIERGE SERVICE
Access over 1,200 Airport Lounges globally that includes the following:

1. The Centurion® Lounge

2. American Express Lounges

3. Priority Pass™ Lounges

4. Delta Sky Club® Lounges when flying Delta

5. Escape Lounges 6. Domestic Partner Lounges in India

Avail exclusive deals on airlines such as Emirates, Qatar Airways, Virgin Atlantic, British Airways, Air France, KLM, Delta Airlines and more
Complimentary benefits worth Rs. 37,000 at the iconic 5-star properties, which includes guaranteed 4 pm late check-out, room upgrades at check-in when available, daily breakfast for two, WiFi or a special amenity at each property worth US$100. Hotels included are Four Seasons Hotels & Resorts, Mandarin Oriental, The Ritz-Carlton and many more
Upgrades to Elite Tier Memberships: Taj InnerCircle Silver Tier, Marriott Bonvoy™ Gold Elite Status, Hilton Honors Gold Status, Radisson Rewards Gold Status, Hertz Gold Plus Rewards
For death due to air accident, get Coverage of Rs. 5 Cr, for loss of checked-in baggage, passport or documents., get coverage of Rs. 50,000, and avail complimentary Overseas Medical Insurance for US$ 50,000 for the first seven days of a trip
Avail 3X Membership Reward points on everything, every time you spend abroad
Access VIP-only events, pre-sale tickets and best seats in the house for concerts, Fashion Weeks, Grammy Awards, Wimbledon and more
Access favourite restaurants around the world such as Hakkasan London, Zuma Rome, Nobu New York, Cipriani Dubai and many more
Enjoy access to Platinum Fine Dining at restaurants in Delhi/NCR, Mumbai, Bengaluru, Chennai, Kolkata and other cities. Enjoy meals with a glass of wine and/or dessert at restaurants like Masala Bay, Spicy Duck, The Lodhi, Vetro and Enoteca etc
Up to 50% off at over 1800 premium restaurants in India with a complimentary membership to EazyDiner Prime. Other privileges include a complimentary drink, preferential reservations & a 24X7 VIP helpline
Complimentary access to more than 30+ golf courses across India

Pros

Welcome Benefits include getting 12,000 bonus reward points equivalent to Rs. 3,000 on payment of Annual Fees
Spar SBI Card PRIME can be used in over 24 million outlets globally, including 3,25,000 outlets in India
Avail 20,000 bonus Reward Points on annual spends of Rs 180,000 across all Landmark Stores

Cons

No Golf/coaching sessions
Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits

Pros

Healthcare Offers are as follows:

1. Up to 20% off on health check-ups, OPD Consultation, dental treatments

2. Discounted stays at villas with wellness experiences

3. 20% off on skincare & beauty products

4. 15% off on pharmacy

5. Special discounts on spa services at Atmamtan Spa, O2, Tattva

Hype Luxury Car Rentals Offers Earn: Avail benefits worth up to Rs. 90,000 annually
Fraud protection worth Rs. 15 Lakh and Emergency Hotel and Travel Assistance up to Rs. 2 Lakh and emergency cash in India

Cons