SimplySave SBI Card vs HDFC Platinum Times Credit Card
Joining Fees
₹499
₹1,000
Editor's Rating
3.8
3.4
Key Features
- Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
- Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
- Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends.
- On all other spends, earn 1 Reward Point per Rs 150 spent
- Get freedom from paying the 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
- Earn 1 Reward Point on every Rs. 150 that you spend using the SimplySAVE SBI Card
- HDFC Bank Times Platinum Credit Card is enabled for contactless payments
- Fuel Surcharge Waiver
- Zero liability on the lost card
- Get up to 50 days interest-free from the date of purchase (subject to the submission of the charge by the Merchant)
- The Reward points are valid for 2 years from the date of accumulation
- You can register the Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. With this service you’re ensured that all the utility bills are paid on time, conveniently and easily
Editor's Review
Pros
- 1% fuel surcharge at any petrol pump
- Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
- Get annual membership fee reversal from second year of your subscription
Cons
- No Golf/coaching sessions
- Fee waiver on minimum spend of Rs. 1,00,000
- No complimentary Airport Lounge Access
Pros
- 25% off on movies and up to 20% off on dining participating restaurants
- Live GPS location-based offers 365 days on Times Card WebApp
- 3 Reward Points for every Rs. 150 spent; 10 Reward Points for Rs. 150 spent on weekday dining
Cons
- No complimentary Airport Lounge access
- No Golf Privileges
