Shoppers Stop HDFC Bank Credit Card vs Tata Neu Plus SBI Credit Card

• Get 3% Reward points on every Shoppers Stop spends
• Get 1% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
• 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
• Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
• Convert big spends into EMI after purchase
• The Shoppers Stop HDFC Bank Credit Card  is equipped with contactless payment technology for added convenience and speed
• Link the RuPay credit card with UPI and avail Scan and Pay for all transactions

• Welcome benefits include getting 499 NeuCoins (worth Rs. 499) within 15 days of Joining Fee realisation
• Redeem these coins on Tata New App/Website and partner Tata Brands
• 2% value-back as NeuCoins on spends on Tata Neu App/Website and partner Tata Brands
• Extra 5% value-back as NeuCoins on select category spends on Tata Neu App/Website
• 1% value-back as NeuCoins on other spends
• 1% value-back as NeuCoins on UPI transactions (valid only on Rupay variant)
• 4 complimentary domestic airport lounge access every year ( maximum 1 per quarter) on quarterly spends of Rs. 50,000
• Annual fee waiver on spending Rs. 1 Lakh in the previous year
• 1% fuel surcharge across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, up to Rs. 250 per month
• Tap & Pay with Ease: Tap the card on a secure reader for instant transactions
• Convert eligible purchases into easy monthly EMIs. This is applicable on transactions of Rs. 2,500 or more
• Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
• Transfer outstanding balances of other banks’ credit cards to the Tata Neu Plus SBI Card at a lower interest rate and repay in easy EMIs

Pros

• Get 3% Reward points on every Shoppers Stop spends
• Get 1% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350

Cons

• No golf benefits are provided
• No airport lounge access
• No movie and dining benefits

Pros

• Welcome benefits worth the joining fee
• Up to 7% value-back as NeuCoins
• Enjoy benefits across multiple brands covering different spending categories
• 1% saving on UPI transactions with the Rupay variant

Cons

• No Golf Benefits
• No International Airport Lounge Access
• For some users brand benefits could be restricted
• No milestone or renewal benefits