Shoppers Stop HDFC Bank Credit Card vs Axis Bank Magnus Credit Card

• Get 3% Reward points on every Shoppers Stop spends
• Get 1% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
• 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
• Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
• Convert big spends into EMI after purchase
• The Shoppers Stop HDFC Bank Credit Card  is equipped with contactless payment technology for added convenience and speed
• Link the RuPay credit card with UPI and avail Scan and Pay for all transactions

• Avail 8 complimentary end-to-end meet and greet services at the airport (This has been discontinued w.e.f 20 April’24)

• Get unlimited complimentary international airport lounge visits and 8 additional guests visits per year with Priority Pass Card (Guest visits have been revised to 4 per year w.e.f 20 April’24)
• Get unlimited domestic airport lounge visits to selected lounges
• Enjoy up to 15% off on International and Domestic Oberoi and Trident Hotels
• Buy one ticket and get up to Rs. 500 off on the second ticket on BOOKMYSHOW (This has been discontinued w.e.f 20 April’ 24)
• Avail up to 40% discount at over 4000 restaurants in India
• Avail purchase protection, lost card liability programs, and more: Counterfeit/lost card liability up to credit limit; Purchase protection of up to Rs. 2 Lakhs; Loss/Delay in baggage and Personal Documents cover up to 500 USD; Credit shield of Rs. 5 Lakhs
• The Annual fee of Rs. 12,500 + Taxes will be waived off on spending Rs. 25 Lakhs in the proceeding year
• Get fuel surcharge waiver of 1% for transactions between Rs. 400 to Rs. 4000
• Avail 12 EDGE REWARD points per Rs. 200 on spends up to Rs. 1.50 Lakhs and 35 EDGE REWARD points per Rs. 200 on incremental spends above Rs. 1.50 lakhs in a calendar month
• Get 5X Reward points on spends via Travel eDGE
• Get 2 partner miles for every 5 edge Reward points across 20 travel partners. Do note that customers holding the new Magus Credit Card for Burgundy will get up to 4 partner miles for every 5 eDGE Reward points across 20 travel partners
  

Pros

• Get 3% Reward points on every Shoppers Stop spends
• Get 1% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350

Cons

• No golf benefits are provided
• No airport lounge access
• No movie and dining benefits

Pros

• Annual fee of Rs. 12,500 + Taxes waived off on spending Rs. 25 Lakhs in the proceeding year
• Reduced mark-up fee of 2% on foreign transactions
• No cash withdrawal fees

Cons

• No Golf/coaching sessions
• Joining and annual fees on higher side