Shoppers Stop HDFC Bank Credit Card vs Spar SBI Credit Card

• Get 3% Reward points on every Shoppers Stop spends
• Get 1% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
• 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
• Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
• Convert big spends into EMI after purchase
• The Shoppers Stop HDFC Bank Credit Card  is equipped with contactless payment technology for added convenience and speed
• Link the RuPay credit card with UPI and avail Scan and Pay for all transactions

• Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
• On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
• On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
• Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
• 1% fuel surcharge waiver 

Pros

• Get 3% Reward points on every Shoppers Stop spends
• Get 1% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350

Cons

• No golf benefits are provided
• No airport lounge access
• No movie and dining benefits

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees 
• Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
• Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores                       

Cons 

• No Golf/coaching sessions
• Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes