Spar SBI Credit Card vs Doctor’s SBI Credit Card

Joining Fees

₹499

₹1,499

Editor's Rating

2.5

3.4

Key Features

  • Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
  • On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
  • On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
  • Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
  • 1% fuel surcharge waiver 

 

  • E-Gift Voucher from Yatra.com/Bata/Shoppers Stop worth Rs. 5,000 on achieving annual spends of Rs. 5 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • 4 complimentary visits per year to International Airport Lounges outside India (max. 2 visits per quarter)
  • Access to 1000+ Airport Lounges worldwide
  • 8 complimentary Domestic Airport Lounges visits per year in India (max. 2 visits per quarter) 

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees 
  • Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
  • Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores                       

Cons 

  • No Golf/coaching sessions
  • Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes 

Pros                                                                                                                

  • Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
  • Reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
  • Renewal fee reversed if the annual spendings cross Rs 2,00,000

Cons 

  • No Golf/Coaching sessions
  • Usage fee of $27 + applicable taxes will be charged on the Doctor’s SBI Card after you have exhausted the complimentary visits


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