Shoppers Stop HDFC Bank Credit Card vs RBL Bank Platinum ShopGain SuperCard

• Get 3% Reward points on every Shoppers Stop spends
• Get 1% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
• 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
• Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
• Convert big spends into EMI after purchase
• The Shoppers Stop HDFC Bank Credit Card  is equipped with contactless payment technology for added convenience and speed
• Link the RuPay credit card with UPI and avail Scan and Pay for all transactions

* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Avail 6,000 RP as welcome rewards on payment of joining fees and minimum spends of Rs. 2,000 within 30 days of card issuance. Theres no welcome rewards given to First Year Free cards
* Earn 25 Reward Points for every Rs. 100 spent on utility bill payments - up to 500 Reward Points pm
* Get 1+1 on Bookmyshow twice a month (up to Rs. 200 per month)
* 4 Complimentary domestic lounge access (1 per quarter)
* The Platinum Shopgain SuperCard account can easily be manage on-the-go with RBL MyCard Mobile App
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to Platinum Shopgain SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* Offers on Utility Bill Payments

Pros

• Get 3% Reward points on every Shoppers Stop spends
• Get 1% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350

Cons

• No golf benefits are provided
• No airport lounge access
• No movie and dining benefits

Pros
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit

* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets

* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time

Cons
* No golf benefits

* No airmiles

* No fuel surcharge waiver