Shoppers Stop HDFC Bank Credit Card vs American Express Membership Rewards Credit Card

Joining Fees

₹299

₹1,000

Editor's Rating

3.7

4.1

Key Features

  • Get 3% Reward points on every Shoppers Stop spends
  • Get 1% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
  • 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
  • Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
  • Convert big spends into EMI after purchase
  • The Shoppers Stop HDFC Bank Credit Card  is equipped with contactless payment technology for added convenience and speed
  • Link the RuPay credit card with UPI and avail Scan and Pay for all transactions
  • Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
  • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
  • Redeem Points from the fabulous 18 and 24 Karat Gold Collection
  • Exciting Discounts of up to 20% every time you dine at select restaurants

Editor's Review

Pros

  • Get 3% Reward points on every Shoppers Stop spends
  • Get 1% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350

Cons

  • No golf benefits are provided
  • No airport lounge access
  • No movie and dining benefits

Pros

  • Use your American Express Credit Card for your next big purchase & pay in EMI
  • Fuel Convenience Fee Waiver
  • One of the highest point to INR conversion rates in the market

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access
  • High Renewal Fee


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