Shoppers Stop HDFC Bank Credit Card vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹299
₹1,000
Editor's Rating
3.7
3.6
Key Features
- Get 3% Reward points on every Shoppers Stop spends
- Get 1% Reward points on every Non-Shoppers Stop spends
- Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
- 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
- Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
- Convert big spends into EMI after purchase
- The Shoppers Stop HDFC Bank Credit Card is equipped with contactless payment technology for added convenience and speed
- Link the RuPay credit card with UPI and avail Scan and Pay for all transactions
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- Get 3% Reward points on every Shoppers Stop spends
- Get 1% Reward points on every Non-Shoppers Stop spends
- Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
Cons
- No golf benefits are provided
- No airport lounge access
- No movie and dining benefits
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
