Shoppers Stop Black HDFC Bank Credit Card vs Paytm HDFC Bank Select Credit Card

Joining Fees

₹4,500

₹1,000

Editor's Rating

4

3.75

Key Features

  • Get 7% Reward points on every Shoppers Stop spends
  • Get 2% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
  • Weekend offer: Get a discount of Rs. 2000 per month for a single purchase of Rs. 50,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
  • 16 complimentary domestic lounge access per calendar year (4 per quarter) 
  • 8 complimentary international lounge access per calendar year (2 per quarter) 
  • 1% fuel surcharge waiver at all fuel stations in India 
  • Convert big spends into EMI after purchase
  • This card is equipped with contactless payment technology for added convenience and speed
  • Get Accidental air death cover worth  Rs. 3 Crores
  • Get emergency overseas hospitalization of up to  Rs. 50 lakhs, in case of emergency
  • Credit liability cover of up to Rs. 9 Lakhs
  • Zero lost card liability
  • Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
  • Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
  • Get 1% Cashback on all other retail transactions
  • Obtain up to 50 days of interest free credit 
  • Get up to 4 complimentary add-on cards
  • Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
  • If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
  • 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
  • Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000 
  • Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter 
  • The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
  • Avail up to 20% discount on partner restaurants through Dineout

Editor's Review

Pros

  • Get 7% Reward points on every Shoppers Stop spends
  • Get 2% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500

Cons

  • No golf benefits are provided
  • No movie and dining benefits

Pros

  • 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
  • Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
  • 8 Complimentary access to Domestic Airport Lounges in India in a calendar year

Cons

  • No rewards as such
  • Get 1% Cashback on all other retail transactions
  • Milestone benefits could have been made better


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