Shoppers Stop Black HDFC Bank Credit Card vs HDFC Bank Platinum Plus Credit Card

• Get 7% Reward points on every Shoppers Stop spends
• Get 2% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
• Weekend offer: Get a discount of Rs. 2000 per month for a single purchase of Rs. 50,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
• 16 complimentary domestic lounge access per calendar year (4 per quarter) 
• 8 complimentary international lounge access per calendar year (2 per quarter) 
• 1% fuel surcharge waiver at all fuel stations in India 
• Convert big spends into EMI after purchase
• This card is equipped with contactless payment technology for added convenience and speed
• Get Accidental air death cover worth  Rs. 3 Crores
• Get emergency overseas hospitalization of up to  Rs. 50 lakhs, in case of emergency
• Credit liability cover of up to Rs. 9 Lakhs
• Zero lost card liability

• Get 2 reward points for every Rs. 150 spent
• Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
• Avail up to three add-on cards for free
• With the EMV Chip technology in the card, stay protected against fraud
• Zero liability on lost card if reported immediately
• 50 days of interest-free credit
• Pay utility and phone bills with ease by registering the card for SmartPay

Pros

• Get 7% Reward points on every Shoppers Stop spends
• Get 2% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500

Cons

• No golf benefits are provided
• No movie and dining benefits

Pros

• 2 reward points for every Rs. 150 spent
• Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
• Zero liability on lost card if reported immediately

Cons

• No golf benefits
• No fuel benefits
• No airport lounge access