Shoppers Stop Black HDFC Bank Credit Card vs Axis Bank Insta Easy Credit Card

Joining Fees

₹4,500

₹500

Editor's Rating

4

3.8

Key Features

  • Get 7% Reward points on every Shoppers Stop spends
  • Get 2% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
  • Weekend offer: Get a discount of Rs. 2000 per month for a single purchase of Rs. 50,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
  • 16 complimentary domestic lounge access per calendar year (4 per quarter) 
  • 8 complimentary international lounge access per calendar year (2 per quarter) 
  • 1% fuel surcharge waiver at all fuel stations in India 
  • Convert big spends into EMI after purchase
  • This card is equipped with contactless payment technology for added convenience and speed
  • Get Accidental air death cover worth  Rs. 3 Crores
  • Get emergency overseas hospitalization of up to  Rs. 50 lakhs, in case of emergency
  • Credit liability cover of up to Rs. 9 Lakhs
  • Zero lost card liability
  • Avail Visa International Global Card Assistance Services  
  • Withdrawal as much cash as required
  • Avail credit limit of your choice up to maximum of 80% of the  FD principal value 
  • No extra charge on purchase transactions for up to 50 days 
  • Any application for the Credit Card gets guaranteed approval 
  • The Credit Card is equipped with Platinum Chip contactless technology
  • 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
  • On any transactions above Rs. 2500, contact the bank to convert it into EMIs
  • Discover unique delectable cuisines with Axis Bank Dining Delights that offers  15% off at partnered restaurants in India 
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • Earn 6 points on Domestic spends for every Rs. 200
  • Earn 12  points on International spends for every Rs. 200
  • 100  points on  the first online transaction 

Editor's Review

Pros

  • Get 7% Reward points on every Shoppers Stop spends
  • Get 2% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500

Cons

  • No golf benefits are provided
  • No movie and dining benefits

Pros

  • Convert  purchases  to EMI
  • Avail Visa International Global Card Assistance Services
  • Get a guaranteed approval 

Cons            

  • No Golf/coaching sessions
  • No Airport Lounge Visits


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