SBI SimplyClick Credit Card vs IDFC FIRST Select Credit Card
Joining Fees
₹499
₹0
Editor's Rating
3.7
2.75
Key Features
- Get Amazon.in Gift Card worth Rs.500 on Joining
- On online spends with exclusive partners - Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds / UrbanClap, earn 10X Reward Points
- Earn 5X rewards on all other online spends
- 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000
- Spend Rs 1,00,000 and get Annual Fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- 10X Reward Points on purchases greater than Rs.20,000
- 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
- 4 complimentary domestic lounge access per quarter
- 4 complimentary Railway lounge access every quarter
- Low foreign exchange mark-up fee of 1.99%
- 20% discount on 1500+ Restaurants
- 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
- Earn 1 reward point per Rs.100 on all other spends
- e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
- e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs
Cons
- No Golf/coaching sessions
- No particular benefits on travel, dining or entertainment
- Limited options for reward redemption
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Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Comprehensive Travel Insurance Cover of Rs. 22,500
Cons
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- Interest-free cash withdrawal available for 48 days only
- The dining benefits provided by the card are satisfactory but not that great
