SBI SimplyClick Credit Card vs IDFC FIRST Millennia Credit Card
Joining Fees
₹499
₹0
Editor's Rating
3.7
2.75
Key Features
- Get Amazon.in Gift Card worth Rs.500 on Joining
- On online spends with exclusive partners - Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds / UrbanClap, earn 10X Reward Points
- Earn 5X rewards on all other online spends
- 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000
- Spend Rs 1,00,000 and get Annual Fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- Avail 10X Reward Points on all transactions above Rs. 20,000
- Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
- Once a month, get a 25% discount on movie tickets up to Rs. 100
- Personal Accident Cover of Rs. 2 Lakh
- Avail 20% discount on 1500+ Restaurants and 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
- 1% Fuel surcharge waiver at any fuel stations in India up to Rs. 200 every month
- 10X Rewards on all spends done on your Birthday
Editor's Review
Pros
- Earn 1 reward point per Rs.100 on all other spends
- e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
- e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs
Cons
- No Golf/coaching sessions
- No particular benefits on travel, dining or entertainment
- Limited options for reward redemption
To know more on this credit card please click here
Pros
- Lifetime free credit card
- Complimentary Railway lounge access
- NIL Overlimit fees, NIL Addon charges
Cons
- No milestone benefits
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- No Airport Lounge Access
