SBI Card Prime vs FBB SBI STYLEUP Card
Joining Fees
₹2,999
₹499
Editor's Rating
4.1
3.8
Key Features
- Get 20 Reward Points on standing instructions of Utility Bills payments, and get 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies, and earn 2 Reward Points per Rs. 100 on all other retail spends
- Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
- E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs
- Enjoy complimentary Trident Privilege Red Tier Membership
- Enjoy 10% instant saving on bookings through the hotel website, and earn 10 points for every Rs.100 spent (excluding taxes) during your stay at participating hotels
- Enjoy Complimentary Club Vistara Silver membership, and earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
- Exclusive benefits across 900 luxury hotels worldwide
- Savings of 10% off on Hertz car rental and up to 35% off on Avis Car Rentals
- Anniversary gift of 2,000 Bonus Reward Points every year
- An upfront discount of flat 10% round the year, while shopping for Fashion Apparel, Accessories, Backpacks, Footwear & School Bags at Fbb and Big Bazaar Stores
- 10X Reward Points on spends at Big Bazaar, Standalone Fbb and Food Bazaar outlets, and on all Dining expenditures
- Maximum surcharge waiver of Rs. 100 can be availed per cycle on the STYLEUP Card
Editor's Review
Pros
- 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps
- Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
- 4 complimentary International Airport Lounge visits, 8 complimentary Domestic VISA/Mastercard Lounges (max. 2 visits per quarter)
Cons
- General spending rewards rate: 0.50%
- Joining Fee bit high
Pros
- The FBB SBI STYLEUP CONTACTLESS CARD comes with flexi pay option, which enables individuals to convert all transaction into easy monthly segments
- With balance transfer facility, transfer any other outstanding credit card balance to your SBI Card. And then on you can repay them under easy instalments and a lower rate of interest
- The card gives 10X reward point on all spending at Big Bazaar, FBB and Food Bazaar, along with the dining spending
Cons
- As the FBB SBI STYLEUP CONTACTLESS CARD is pivoted more towards fashion spending and urban usage, it is a bit weak for heavy daily usage. Although it has got a global footmark, yet its features might seem limited to a seasoned traveller
- The card lacks in the domestic cluster in features such as domestic travel, airfares and so on. Health facility is also not well covered
