FBB SBI STYLEUP Card vs AU Bank LIT Credit Card

Joining Fees

₹499

₹0

Editor's Rating

3.8

2.75

Key Features

  • Anniversary gift of 2,000 Bonus Reward Points every year
  • An upfront discount of flat 10% round the year, while shopping for Fashion Apparel, Accessories, Backpacks, Footwear & School Bags at Fbb and Big Bazaar Stores
  • 10X Reward Points on spends at Big Bazaar, Standalone Fbb and Food Bazaar outlets, and on all Dining expenditures
  • Maximum surcharge waiver of Rs. 100 can be availed per cycle on the STYLEUP Card
  • Gain 10X or 5X reward points on all online domestic and international retail transactions
  • Gain 10X or 5X reward points on all POS and contactless offline domestic and international transactions
  • Avail 1 Reward Point per Rs. 100 spent on utility spends (Up to 100 reward points per transaction)
  • Avail 1 Reward Point per Rs. 100 on other spends including insurance
  • Cardholders will earn a maximum of 25,000 reward points in a statement cycle, excluding utility spends
  • Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 5,000
  • Milestone Cashback: Cardholders can earn up to 5% and 2% cashback on retail spending as per the following details:
    a. Gain 5% cashback 3 times over a 90-day period for retail spends in addition to 1 Reward Point per Rs. 100 spent
    b. Minimum retail spends of Rs. 7,500 and a maximum cashback of Rs. 500 over a period of 30 days
    c. Gain 2% cashback 3 times over a 90-day period, for retail spends in addition to 1 Reward Point per Rs. 100 spent
    d. Minimum retail spends of Rs. 10,000 & a maximum cashback of Rs. 1,000 over a period of 30 days
  • Additional 5% cashback for grocery and apparel spends in addition to 1 Reward Point per Rs. 100 spent
  • Maximum cashback of Rs. 1,000 per category over a period of 30 days
  • Avail up to 4 complimentary domestic lounge visits per 90 days
  • Avail 3 months membership of ZEE5 
  • Avail 3 months membership of Amazon Prime
  • Avail 3 months membership of Cult pass Live subscription for home live workouts
  • Zero lost-card liability 
  • Credit Shield can be availed up to Rs. 1.5 lakhs

Editor's Review

Pros

  • The FBB SBI STYLEUP CONTACTLESS CARD comes with flexi pay option, which enables individuals to convert all transaction into easy monthly segments
  • With balance transfer facility, transfer any other outstanding credit card balance to your SBI Card. And then on you can repay them under easy instalments and a lower rate of interest
  • The card gives 10X reward point on all spending at Big Bazaar, FBB and Food Bazaar, along with the dining spending

Cons

  • As the FBB SBI STYLEUP CONTACTLESS CARD is pivoted more towards fashion spending and urban usage, it is a bit weak for heavy daily usage. Although it has got a global footmark, yet its features might seem limited to a seasoned traveller
  • The card lacks in the domestic cluster in features such as domestic travel, airfares and so on. Health facility is also not well covered

Pros

* Cardholders get the ability to customize features
* Avail 5% cashback on day-to-day categories
* Complimentary Amazon Prime, ZEE5 and Cult Fit memberships
* Accelerated rewards on online and offline spends

Cons

* No reward points on fuel and EMI spends
* The card has complicated feature-wise pricing structure


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