FBB SBI STYLEUP Card vs RBL Bank Monthly Treats Credit Card

• Anniversary gift of 2,000 Bonus Reward Points every year
• An upfront discount of flat 10% round the year, while shopping for Fashion Apparel, Accessories, Backpacks, Footwear & School Bags at Fbb and Big Bazaar Stores
• 10X Reward Points on spends at Big Bazaar, Standalone Fbb and Food Bazaar outlets, and on all Dining expenditures
• Maximum surcharge waiver of Rs. 100 can be availed per cycle on the STYLEUP Card

* On crossing spends of Rs. 3,000 in a calendar year, monthly fee of Rs. 50 waived off and get 10% cashback, up to Rs. 100 per month, on grocery transactions for rest of the month
* Enjoy 2X Reward Points on online purchases
* Unlock 10% cashback on groceries, BookMyShow, Swiggy and Bill Payments every month
* Get 1 Reward Point for every Rs. 100 spent on all offline purchases except fuel
* Fuel surcharge waiver across all fuel stations. This is Valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 100 per month

Pros

• The FBB SBI STYLEUP CONTACTLESS CARD comes with flexi pay option, which enables individuals to convert all transaction into easy monthly segments
• With balance transfer facility, transfer any other outstanding credit card balance to your SBI Card. And then on you can repay them under easy instalments and a lower rate of interest
• The card gives 10X reward point on all spending at Big Bazaar, FBB and Food Bazaar, along with the dining spending

Cons

• As the FBB SBI STYLEUP CONTACTLESS CARD is pivoted more towards fashion spending and urban usage, it is a bit weak for heavy daily usage. Although it has got a global footmark, yet its features might seem limited to a seasoned traveller
• The card lacks in the domestic cluster in features such as domestic travel, airfares and so on. Health facility is also not well covered

Pros
* Monthly Spend Milestone Benefit
* Fuel surcharge waiver
* Monthly fee waived

Cons
* One can’t enjoy the cashback if it’s unable to spend Rs.3000 to Rs.5000 in a month
* Below average rewards rate
* No travel benefits such as airport lounge access or any flight discounts