SBI Air India Signature Credit Card vs IDFC FIRST Select Credit Card
Joining Fees
₹4,999
₹0
Editor's Rating
3.7
2.75
Key Features
- Avail complimentary membership of the Air India Frequent Flyer program-Flying Returns
- For every Rs. 100 spent, get 4 Reward points
- Every year, you'll receive anniversary gift of 5,000 Reward Points
- Get around 1,00,000 bonus Reward Points annually
- Earn 30 Reward Points for every Rs. 100 spent on Air India tickets booked via its platforms
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- 10X Reward Points on purchases greater than Rs.20,000
- 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
- 4 complimentary domestic lounge access per quarter
- 4 complimentary Railway lounge access every quarter
- Low foreign exchange mark-up fee of 1.99%
- 20% discount on 1500+ Restaurants
- 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
- Get 30 Reward Points while doing your bookings for ownself and get 10 Reward Points while booking for others
- Enjoy International Airport Luxury Lounge Access
- Enjoy the complimentary Visa Lounge Access Program in India at major Domestic Airports
- Enjoy complimentary lost card liability cover of Rs. 1 lakh
Cons
- Joining fee of Rs. 4,999
- Annual fee of Rs. 4,999
Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Comprehensive Travel Insurance Cover of Rs. 22,500
Cons
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- Interest-free cash withdrawal available for 48 days only
- The dining benefits provided by the card are satisfactory but not that great
