SBI Air India Signature Credit Card vs Doctor's SBI Card (in association with IMA)

• Avail complimentary membership of the Air India Frequent Flyer program-Flying Returns
• For every Rs. 100 spent, get 4 Reward points
• Every year, you'll receive anniversary gift of 5,000 Reward Points
• Get around 1,00,000 bonus Reward Points annually
• Earn 30 Reward Points for every Rs. 100 spent on Air India tickets booked via its platforms

• Get up to 8 complimentary visits annually to domestic airport lounges in India
• 1% fuel surcharge waiver 
• Add-on cards are available along with the primary card 
• The card can be used over 1 million Visa or MasterCard ATMs across the world

Pros

• Get 30 Reward Points while doing your bookings for ownself and get 10 Reward Points while booking for others
• Enjoy International Airport Luxury Lounge Access
• Enjoy the complimentary Visa Lounge Access Program in India at major Domestic Airports
• Enjoy complimentary lost card liability cover of Rs. 1 lakh

Cons

• Joining fee of Rs. 4,999
• Annual fee of Rs. 4,999

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• SBI in association with Indian Medical Association has issued Doctor's SBI Card (IMA) 
• Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs 
• The cardholder can reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance 
• Renewal fee reversed if the annual spendings cross Rs 2,00,000  

Cons 

• No Golf/coaching sessions