SBI Air India Signature Credit Card vs Apollo SBI Card

Joining Fees

₹4,999

₹499

Editor's Rating

3.7

3.2

Key Features

  • Avail complimentary membership of the Air India Frequent Flyer program-Flying Returns
  • For every Rs. 100 spent, get 4 Reward points
  • Every year, you'll receive anniversary gift of 5,000 Reward Points
  • Get around 1,00,000 bonus Reward Points annually
  • Earn 30 Reward Points for every Rs. 100 spent on Air India tickets booked via its platforms
  • Get complimentary Apollo Gold Tier Membership
  • Get 3X Reward Points on every Rs. 100 spent on all Apollo services
  • Get 10% Instant Discount at Select Apollo Services
  • On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points

Editor's Review

Pros

  • Get 30 Reward Points while doing your bookings for ownself and get 10 Reward Points while booking for others
  • Enjoy International Airport Luxury Lounge Access
  • Enjoy the complimentary Visa Lounge Access Program in India at major Domestic Airports
  • Enjoy complimentary lost card liability cover of Rs. 1 lakh

Cons

  • Joining fee of Rs. 4,999
  • Annual fee of Rs. 4,999

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Convert Reward Point into Health Credits
  • Get 10% Instant Discount at Select Apollo Services
  • Complimentary Apollo Gold Tier Membership                                                                                                       

Cons 

  • The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
  • The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
  • No Golf/coaching sessions


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