RBL Bank World Safari Credit Card vs HDFC Regalia First Credit Card

* 0% markup fee on all foreign currency transactions and travel
* Avail 2 Travel Points for every Rs. 100 spent on all purchases
* Avail 5 Travel Points for every Rs. 100 spent on Travel spends
* Obtain Gift Card worth Rs. 10,000 from a host of brands like Taj experiences, Amazon, Croma, Myntra & Makemytrip on spends of Rs. 7.5 lakh in a year
* Complimentary Travel Insurance that covers: Personal Liability coverage, Trip Delay, Baggage Loss, Loss of Passport, and Dental Treatment

• You will receive Welcome Benefit of 1000 Reward Points and renewal benefit of 1000 Reward Points when the membership fee is realized
  In 12 Months, spend Rs. 1,00,000 and get Renewal Fee waived for next renewal year
  Accidental air death cover worth Rs. 50 lakhs
  Emergency overseas hospitalization up to Rs. 10 lakhs
  Credit Liability cover of up to Rs 5,00,000 1% fuel surcharge waiver at fuel stations in India on transactions between Rs.400 and Rs.5000
  Earn 5,000 Reward Points on annual spends of Rs. 3,00,000 or more in each anniversary year
  Avail up to 5% cashback on travel and shopping spends on SmartBuy
  Earn more 2,500 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year
  Enjoy the experience of the Good Food Trail dining program at premium restaurants in top cities
  
  Rewards Rate:
  * 4 reward points on Rs. 150, on all retail spends such as Insurance, Utilities, Education, and RentPay
  

Pros

* Complimentary golf rounds 
* 2 complimentary lounge visits every quarter in India and access to 1300+ international airport lounges through complimentary Priority Pass membership. Get 2 complimentary international lounge visits using the Priority Pass
* Fuel Surcharge wavier across all fuel stations

Cons

* No discounts on flights and hotels through air miles
* This card provides Travel Points instead of Air Miles that adds an unnecessary step for redemption
* No benefits on dining, shopping or entertainment

Pros
* Enjoy exclusive dining privileges with a 15% discount at partner restaurants
* Avail 4 Reward Points for every Rs. 150 spent

Cons
* No complimentary offers for movie tickets
* No travel benefits in the form of lounge access and there are no air miles or co-branded benefits provided