RBL Platinum Delight Credit Card vs YES Premia Credit Card

Joining Fees

₹1,000

₹1,599

Editor's Rating

3.7

3.5

Key Features

  • Reward on all purchases
  • Monthly Bonus Reward Points
  • Annual Spend Benefit
  • Fuel Surcharge Waiver
  • Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift
  • Earn Two Reward Points for every Rs.100 spent on all your purchases
  • Avail Four Reward Points for every Rs.100 spent during the weekends!
  • A welcome benefit of 4000 Reward points will be credited on payment of Joining Fee and first swipe of the card. Reward points are not accrued on fuel spends.
  • Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
  • Drive wherever you desire and gain more with savings on fuel spends- Enjoy fuel surcharge waiver at any petrol pump in India. Valid for fuel transactions between Rs.500 and Rs.4000. Maximum waiver of Rs. 150 per month.
  • Explore the wide range of exclusive benefits offered by Platinum Delight Credit Card that has an annual fee of Rs.1000.
  • Next year fee will be waived on crossing spends of Rs.1.5 Lakh in the previous year. 

NOTE: Enjoy 2X Rewards on weekends, 1000 bonus rewards every month and waiver of fuel surcharge

  • Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
  • Priority Pass membership offering two complimentary international lounge access per calendar year
  • 25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
  • Complimentary Domestic Lounge access & Golf privileges across select golf courses in India

Editor's Review

Pros

  • Reward on all purchases
  • Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
  • Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge Access

Pros

  • Fuel surcharge waiver at fuel stations across India
  • Attractive Foreign Currency Markup of 2.5%
  • Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

  • High-interest rates
  • Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit


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