RBL Platinum Delight Credit Card vs HSBC Visa Platinum Credit Card
Joining Fees
₹1,000
₹0
Editor's Rating
3.7
4.3
Key Features
- Reward on all purchases PLUS Annual Spend Benefit
- Fuel Surcharge Waiver
- Avail Four Reward Points for every Rs.100 spent during the weekends.
- Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
- Enjoy 2X Rewards on weekends, 1000 bonus rewards every month and waiver of fuel surcharge
- Nil joining and annual fees
- New customers will receive the following welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
- Air miles conversion on InterMiles, British Airways and Singapore Airlines
- 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year
- Up to Rs. 3,000 annual savings on fuel surcharge
- Zero-liability for lost cards
- Emergency card replacement: If the HSBC Visa Platinum Credit Card gets lost, immediately call Visa Global Assistance Services or HSBC Helpline numbers and have the card cancelled and an emergency card will be issued anywhere in the world in 3 days. The user can also opt to receive emergency cash at over 22,000 outlets globally
- Insurance benefits
- Other benefits include some regular card benefits such as cash advance, additional credit cards, global access, online convenience, 24x7 customer access through Phone Banking
- Enjoy BookMyShow Saturday offer: Buy-one-get-one-free movie tickets on Saturdays- Up to Rs. 250
- On Tata CLiQ get 15% instant discount on selected products in Lifestyle, Electronics and Luxury Categories
- When completing the credit card application online, you can win an Amazon e-gift voucher worth Rs. 250
- The “Airport Lounge Services” Program is applicable to those who meet all requirements
Editor's Review
Pros
- Reward on all purchases
- Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
- Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge Access
Pros
- New customers will receive welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
- Air miles conversion on InterMiles, British Airways and Singapore Airlines
- 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year
Cons
- No golf/coaching sessions
- “Airport Lounge Services” Program is applicable to those who meet all requirements
